Dr. Dawood Ashraf is a Senior Research Economist at the Islamic Development Bank Institute (IsDBI). He holds a Ph.D. in Banking & Finance, and he is a CFA charter holder. His banking and academic experience span over two decades. Research interests of Dr. Ashraf include sustainable and ethical finance, portfolio management, banking, corporate finance, and the application of AI in finance. In addition to publishing in international journals, he has presented at numerous international conferences. Dr. Ashraf has contributed and delivered several leadership training programs on topics related to Islamic finance. On the policy side, he has led teams to produce several reports, including the first two editions of the Global Report on Islamic Finance, the impact of COVID-19 on Islamic finance, and the use of AI to leverage financial inclusion.